Their rollout has been slow, spotty and sometimes frustrating.
1. Deadline? What deadline?
New rules went into effect last October that make merchants liable for fraudulent transactions if they haven’t updated their terminals to accept chip-card, or EMV, payments. But as of late January, merchants had activated chip-card readers at only 17% of in-store locations, according to Visa; only 50% of locations were expected to have functioning readers by the end of 2016. Card issuers are doing a little better. There are more than 400 million chip cards now in circulation, says Randy Vanderhoof, director of the EMV Migration Forum—but that’s still only one-third of the estimated 1.2 billion total cards on the market.
2. They’ve got your number.
Denne historien er fra May 2016-utgaven av Kiplinger's Personal Finance.
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Denne historien er fra May 2016-utgaven av Kiplinger's Personal Finance.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
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