This year, get organised and make sure you are protected with the proper insurance to suit your circumstances. To help you on the right path, we asked Expat Insurance to explain the kinds of coverage that are appropriate for every decade of life.
In your 20s:
See the world:
Travel may be a big part of life during your twenties, as you explore the world and discover new cultures, cuisines and more. Travel insurance gives you freedom to roam the globe knowing that you’ll be able to afford medical care should anything unexpected happen to you.
Independent living:
For many of us, renting a house or a condo is a normal rite of passage during our twenties – and it can be a lot of fun! Whether you’re renting a single-family home or a shared apartment, renter’s insurance will help cover the cost of replacing your belongings if they’re unexpectedly damaged. You can also protect your most precious things such as engagement rings, cameras and other valuable items in the event of loss, damage or theft.
Don’t forget about your health:
Medical insurance is an investment worth having if you live in a country where government-subsidised healthcare isn’t available. In Singapore, private medical care is among the most expensive in the world, so international medical insurance is essential. Health insurance policies give you the flexibility to be treated in private, world-class medical facilities or, if you choose, to be transferred back to your home country for treatment and recovery.
Family planning:
Women who are planning to have children in Singapore should get health insurance with maternity coverage. Maternity insurance is an addition to general medical insurance policies, and one that’s worth buying for additional protection during pregnancy, childbirth and postnatal care. It’s important to remember that most maternity insurance plans require a 10- to 12-month waiting period prior to the onset of pregnancy.
In your 30s:
Buying a home:
Denne historien er fra April 2017-utgaven av EL Singapore.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent ? Logg på
Denne historien er fra April 2017-utgaven av EL Singapore.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
Perfect Pearly Whites!
Knowing you have white, sparkling teeth beneath your lips is a sure-fire way to make you smile with confidence. If you've noticed your teeth looking more yellow than "hello" lately, perhaps it's time for a visit to a dental clinic for a teeth-whitening session.
Save your Spine at Work!
Sitting in an air-conditioned office has its benefits in steamy Singapore. But, long, sedentary days can play havoc on our necks and backs. Here, orthopaedic surgeon DR YILUN HUANG talks about spinal issues faced by office workers, and how to treat and prevent them.
Curry, Spice & Everything Nice
Craving a curry? Whether you're dreaming of a creamy korma or a biryani, the EL team went all in, indulging in everything from buttery parathas to tangy papdi chaat. We explored the best of Singapore's Indian dining scene, and trust us-these spots will spice up your life!
Is It Really Backed Up in the Cloud?
SARAH and BO PINEL of Tekkie Help break it to us that cloud storage is not a data backup. Here's why that's the case and how we can rectify the problem.
Finding Eco-Luxury In Fiji
Here's a destination that's often a little bit off the travel radar for people in our region - but definitely shouldn't be!
Festive Fashion Show!
As the year draws to a close, now's a good time to stock up on festive fashion. White Ginger has released a fab new line just in time for party season. Plus, it's hosting a fun multilabel fashion soiree so you can view the looks with tasty bites and a glass of vino in hand!
48 Hours in Patong
CHERRY LAI checks into the sparkling new M Social Hotel Phuket for a weekender full of food, fun and relaxation.
Ticket to Thailand
Are you physically here but mentally on a beach in Thailand? We've found destinations for two types of holiday-goers: one for someone looking for a place to chill, and another where you can also let loose!
Laying Out Memories Through Food
YASMIN, JESSICA and PEARL are the local co-founders of The Plattering Co. They share their favourite parts of doing business with each other and a few of their hobbies outside work hours.
A Musical Community
The new Pops Chorus and Orchestra at Marlborough College Malaysia (MCM) has students, parents, staff and even the Master involved. SIMON BURBURY tells us more - including where you can catch their performances.
