Holiday Money
Reader's Digest UK|July 2022
With most travel restrictions lifted, this is going to be a big summer of getting away. And seeing as it could well be three years since your last summer holiday I wouldn't be surprised if you've forgotten some of the ways to make your money go further when overseas. Whether paying by cash or card, this article will have you covered so you're getting the best rates on your holiday spending.
Andy Webb
Holiday Money

The best cards to use abroad

In most countries, you’re going to be spending in the same way you do here in the UK—with your debit or credit card. But if you do just use your normal card there’s a strong chance that you’ll be hit with some extra charges.

Fortunately, there are a handful of alternatives available that are fee-free. What you spend will be as close to the true exchange rate as possible with no markup.

If you’ve got a relatively recent mobile phone, then use it to open up a current account. Chase Bank is the leading contender as you’ll also earn 1% cashback on top with all your debit card spending for 12 months, at home and abroad. You don’t have to make this your main bank account if you don’t want to—you can instead transfer over some funds before you go away.

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