Whole life term insurance or a regular term life insurance, which one should you go for?
Fixed deposits may be one of the most popular investment products for risk-averse investors but fixed return investments are not entirely risk-free. Buying a suitable insurance product requires some research on your part to identify your needs and comparisons to find the best product. “The life insurance products available in the market are for different financial needs: term plan for income replacement, endowment plan for regular savings and corpus creation and unit linked insurance plan (ULIP) for wealth creation,” says Anirudh Jain, head, insurance, Centrum Group. When it comes to pure insurance products, people cannot decide between a whole life term plan and a regular one. The regular term plan is cheaper, but a whole life plan ensures protection for a longer tenure. To help you choose between the two, it is worthwhile to go through the nitty-gritty of both insurance products.
WHAT IS THE DIFFERENCE?
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Killer Stress
Unhealthy work practices in Indian companies are taking a toll on employees, triggering health issues and sometimes even death
Shuttle Star
Ashwini Ponnappa was the only Indian to compete in the inaugural edition of BDMNTN-XL, a new international badminton tourney with a new format, held in Indonesia
There's No Planet B
All Living Things-Environmental Film Festival (ALT EFF) returns with 72 films to be screened across multiple locations from Nov. 22 to Dec. 8
AMPED UP AND UNPLUGGED
THE MAHINDRA INDEPENDENCE ROCK FESTIVAL PROMISES AN INTERESTING LINE-UP OF OLD AND NEW ACTS, CEMENTING ITS REPUTATION AS THE 'WOODSTOCK OF INDIA'
A Musical Marriage
Faezeh Jalali has returned to the Prithvi Theatre Festival with Runaway Brides, a hilarious musical about Indian weddings
THE PRICE OF FREEDOM
Nikhil Advani’s adaptation of Freedom at Midnight details our tumultuous transition to an independent nation
Family Saga
RAMONA SEN's The Lady on the Horse doesn't lose its pace while narrating the story of five generations of a family in Calcutta
THE ETERNAL MOTHER
Prayaag Akbar's new novel delves into the complexities of contemporary India
TURNING A NEW LEAF
Since the turn of the century, we have lost hundreds of thousands of trees. Many had stood for centuries, weathering storms, wars, droughts and famines.
INDIA'S BEATING GREEN HEART
Ramachandra Guha's new book-Speaking with Nature-is a chronicle of homegrown environmentalism that speaks to the world
