But dining out can seem pricey compared to a year and a half of home-cooked meals, especially if you experienced pandemic-related financial hardships. It could be time to recalibrate your spending habits according to the current situation. Doing so just takes some planning and a healthy dose of honest communication.
RECONSIDER YOUR VALUES
Your values may have changed over the past year. Ask yourself a few questions: What did I start or stop spending money on? What specific money goals do I have now? Your answers can help you create a list of your current values, in order of importance, which can lead to an updated spending plan. If you have a spouse or partner, involve them in this process, too.
“Many people think this process is for those who can’t save,” says Julie Quick, a financial planner, adding, “I would argue it’s for people who want to live intentionally.”
MATCH SPENDING AND SAVING WITH UPDATED NEEDS AND WANTS
Denne historien er fra October 06, 2021-utgaven av The Times of India Mumbai.
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Denne historien er fra October 06, 2021-utgaven av The Times of India Mumbai.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
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