Multi-Asset Investing is The Financial Equivalent of A Well-Balanced Diet
Outlook Money|October 2024
Just as you track the calories and nutrients for a well-balanced diet, you need a balanced portfolio that has multiple assets to balance the risks and returns.
VIKASH BAID
Multi-Asset Investing is The Financial Equivalent of A Well-Balanced Diet

The challenge of investing wisely in today's complex financial environment could be compared to maintaining a balanced diet. Much like a good diet, which involves consuming various food groups to ensure that one derives all the needed nutritional elements, a balanced investment strategy diversifies across different asset classes to achieve financial well-being.

To explain further, the consumption of food is aimed at deriving the following main nutrients: proteins, carbohydrates, fats, vitamins, and minerals. This variety makes sure that the body draws all of the essential elements it needs for proper functioning from its foods. Multi-asset investing is likewise concerned with the spread of investments across asset classes, such as equities, fixed income, and commodities like gold or silver. It reduces risk due to the fact that poor performance in one asset class can be offset by better performance in another, promoting portfolio stability.

Denne historien er fra October 2024-utgaven av Outlook Money.

Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.

Denne historien er fra October 2024-utgaven av Outlook Money.

Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.

FLERE HISTORIER FRA OUTLOOK MONEYSe alt
BUDGET & YOU: NEW REGIME BEATS OLD IN FY26
Outlook Money

BUDGET & YOU: NEW REGIME BEATS OLD IN FY26

Lower tax slabs and nil tax on incomes up to 12 lakh has not only provided relief to middle-class families but also rendered the old tax regime irrelevant for most of them. The government also renewed its focus on senior citizens

time-read
6 mins  |
February 2025
Consistent Returns In Hybrid Space
Outlook Money

Consistent Returns In Hybrid Space

The Indian equity market is going through rough waters, leaving investors uncertain about whether to choose equity or fixed-income investments. Experts, meanwhile, predict higher volatility and recommend a safer approach.

time-read
1 min  |
February 2025
BEHIND THE MIND GAMES THAT END IN 'DIGITAL ARREST'
Outlook Money

BEHIND THE MIND GAMES THAT END IN 'DIGITAL ARREST'

The new scam of digital arrest employs psychological pressure to dupe vulnerable victims, who go through a phase of trauma and fear. We tell you how it works, whether the government is doing enough to curb the menace, and how you can keep yourself safe

time-read
6 mins  |
February 2025
Boost To Consumption, But Don't Buy Blindly
Outlook Money

Boost To Consumption, But Don't Buy Blindly

With the budget putting more money into the hands of people to boost consumption and increasing foreign direct investment in insurance, certain consumer-oriented sectors, such as FMCG, auto, as well as manufacturing are expected to do well, but think before investing

time-read
3 mins  |
February 2025
Pre-Existing Diseases In Insurance
Outlook Money

Pre-Existing Diseases In Insurance

Understanding pre-existing diseases (PEDS) in health insurance is crucial because they can affect your coverage and premiums. Pre-existing conditions, such as diabetes or heart disease, are health issues you may already have and know of before purchasing insurance.

time-read
1 min  |
February 2025
'Govts Are Often Influenced By Private Interests, And Don't Focus On Health'
Outlook Money

'Govts Are Often Influenced By Private Interests, And Don't Focus On Health'

Longevity is not about going to the gym or having superfoods, but living in an environment that promotes a healthy lifestyle. Dan Buettner, the Blue Zones founder, National Geographic fellow, best-selling author and the producer of the Emmy Award-winning 'Live to 100: Secrets of the Blue Zone' series, learnt this during his decades-long research into five blue zones of the world. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about another kind of wealth, a healthy and fulfilling long life. He also talks about blue zones, and how policy matters when it comes to improving the health, lifestyle and longevity of the population

time-read
8 mins  |
February 2025
The 'Gap' In Long-Term Returns
Outlook Money

The 'Gap' In Long-Term Returns

There is a significant gap in the nominal and inflation-adjusted returns across asset classes. So, reading long-term trends is important before making investing decisions

time-read
4 mins  |
February 2025
Changed Jobs? Where is Your EPF Money?
Outlook Money

Changed Jobs? Where is Your EPF Money?

For many employees, transfer of EPF becomes a nightmare when changing jobs. We give you the likely problem scenarios and what you should do for a seamless transfer of your EPF upon changing jobs and states

time-read
10+ mins  |
February 2025
Old-New Break-Even Point Is High
Outlook Money

Old-New Break-Even Point Is High

The break-even point for deductions to choose between the old and new tax regimes has increased to ₹8.50 lakh for income of ₹24.75 lakh and above. Normally, deductions and exemptions commonly claimed by salaried individuals do not exceed ₹8.50 lakh

time-read
2 mins  |
February 2025
How Not To Be Financially Vulnerable
Outlook Money

How Not To Be Financially Vulnerable

We often naïvely assume that our monthly pay cheques will cover whatever life throws our way. But it may not cover all our emergencies, which is why we need to create a safety net

time-read
5 mins  |
February 2025