These days, it seems the whole world is in debt from cash-strapped single T parents juggling multiple jobs and struggling to make ends meet, to young adults crippled by the weight of student loans, and professionals who seem to be living the high life yet their credit cards are maxed out and they can barely make the monthly instalments on their flashy cards. What's going on? Why are we all in debt? A lack of financial education or a heritage of poverty are the most obvious contributing factors, but not in every case. Growing up, many of us are taught to budget, save and spend less than we earn. We know what to do but we don't do it. To change our financial situation, it's important to recognise that it is not simply our behaviour that needs to change, but also our mindset.
Napoleon Hill, who wrote the famous book Think and Grow Rich in 1937, interviewed the financial giants of the time, from Andrew Carnegie to Henry Ford. He wanted to know the secret to their wealth. He discovered that wealth is a mindset more than an education. These people had a powerful belief system that dictated how they lived their lives. Financial freedom starts with a particular mindset, followed by particular actions. There are no quick fixes - but the following six steps can help you begin thinking about money, and your attitude towards it, in a way that promotes prosperity rather than lack.
1 Think about your thinking
Denne historien er fra January 2023-utgaven av Balanced Life.
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Denne historien er fra January 2023-utgaven av Balanced Life.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
CHESLIN KOLBE
Springbok star Cheslin Kolbe has won two Rugby World Cups while proving his critics wrong, but he also wants to be remembered for making an impact off the field.
She's all that
The world often tries to put people in a box, but Mecayla Maseka considers herself more than 'just a girl'.
In HER SHOES
With about 20 years of experience in retail, no day is every quite the same for Thateng Shimange, the real MD of TFG Menswear - and she loves every bit of it.
TAKING THE REINS
Who says nice girls can't give orders? Quit waiting for permission to be brazen in the bedroom - demureness be damned.
The 5 of Wealth
In The 5 Types of Wealth, entrepreneur Sahil Bloom offers a transformative guide filled with practical steps and actionable insights to help redesign your life. Read this extract to get started.
HELLO , HORM ONES
We outline some of the most important chemical messengers in your body and how to keep them functioning happily.
The Balancing ACT
We all hold both the feminine and the masculine within us. Taking time to reflect on which dominant energies you embody and how you can tap into their opposites - can be a powerful way to cultivate balance between the two.
A TAN FOR EVERY TONE
Whether you're heading to brunch with friends or enjoying a romantic date night, a sun-kissed glow can transform your look. Thankfully, you don't need to spend hours under the sun – or risk harmful UV exposure – to achieve that radiant complexion. Spray-tanning provides a simple and safe alternative, offering a beautiful tan for every skin tone. Read on to discover how this versatile beauty treatment can help you shine, no matter your skin type.
ROUSHANNA GRAY
Veld and Sea is a multisensory experience curated by the force that is Roushanna Gray.
Eat, Pray Love
Dreaming of a holiday that helps you disconnect from the fast-paced world and reconnect with your inner self? e've listed a few wellness retreats to help you escape and reset.
