Navigating the Australian property market from abroad can be challenging, especially when securing home loans or refinancing existing properties. TIM RAES, the Brisbane-born founder and managing director of Aussie Expat Home Loans, is based in Singapore and provides valuable advice and tips for overseas borrowers looking to get the best interest rates and terms. With offices in Singapore, Hong Kong and Melbourne, the company is uniquely positioned to make property financing accessible for Australians living overseas.
What led to you setting up Aussie Expat Home Loans?
I was posted to Singapore in 2015 following many years working in the banking sector in Australia. However, when Australian banks left Asia in 2017, it significantly reduced the borrowing options for Australians seeking property loans from offshore. I saw many Aussie expats struggle to get finance so I founded my own brokerage in 2018.
That was six years ago and we have now grown to a team of 12, opened in Hong Kong and Melbourne and have been able to help hundreds of expats refinance their existing property loans to get better deals or purchase a new property.
What’s the first step when it comes to buying a property in Australia?
“Have you got your financing sorted?” This is the first question any agent asks before you even start looking or make an offer on a property. Knowing your borrowing capacity is crucial when making offers, so securing pre-approvals is one of our key services. This allows us to move quickly when clients do find something.
Denne historien er fra September 2024-utgaven av Expat Living Singapore.
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Denne historien er fra September 2024-utgaven av Expat Living Singapore.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
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