Former double-glazing salesman Paul Maddison a shared a £22million jackpot with a friend within months of the National Lottery's 1994 launch.
But it has emerged the millionaire, who bought a Scottish castle with his winnings, was living in a flat in Perthshire worth £165,000 when he died aged 73.
And he ended up giving a huge slice of his fortune to the taxman after his death.
Paul and pal Mark Gardiner hit the headlines in 1995 when they scooped a £22.6million jackpot.
Following the win, Paul moved more than 500 miles from Hastings in Sussex to Scotland, where he became increasingly reclusive.
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