Amid growing volatility and moderate return expectations from equities this year, experts suggest investors should look at a portfolio of 60% in equities, 30% in fixed income and 10% in gold. Large-cap funds are expected to outperform small- and mid-caps in the near term due to premium market valuations.
In an environment of elevated valuations, focusing on quality growth stocks with strong fundamentals, sustainable earnings, and reasonable valuation metrics is key. Investors should prioritize companies with consistent cash flows and lower leverage. Gold can be accessed through exchange-traded funds while real estate investments may be made via real estate investment trusts for flexibility.
Investors should stick to systematic investment plans and systematic transfer plans to avoid market timing risks. Moreover, portfolio rebalancing should be guided by a disciplined approach rather than market timing. In fact, investors should set thresholds for asset allocation deviations and a quarterly review can help realign investments with long-term goals.
Denne historien er fra January 04, 2025-utgaven av Financial Express Lucknow.
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Denne historien er fra January 04, 2025-utgaven av Financial Express Lucknow.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
Sebi Seeks Comments on Plan for Small-Ticket SIPs by Feb 6
The Securities and Exchange Board of India (Sebi) has sought responses to its 'small-ticket systematic investment plan', or the ₹250 SIP, proposing that a part of the cost, incurred by asset management companies (AMCs), along with certain incentives, be compensated from the Investor Education and Awareness Fund.
Zypp Electric set to double fleet this yr
The expansion will also involve increasing the number of driver partners from 22,000 to 50,000
HDFC Bank Aims to Bring CD Ratio Down to Pre-merger Level Within Two Years
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RG Kar: SC defers hearing to Jan 29
THE SUPREME COURT on Wednesday cited paucity of time and deferred to January 29 the hearing on the suo-motu case over the rape and murder of a trainee doctor at state-run RG Kar Medical College and Hospital in Kolkata.
Retail space leasing in malls falls 10% in 2024
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J&J Tops Q4 Profit Estimates on Cancer Drug Sales
JOHNSON & JOHNSON (J&J) notched higher-than-expected fourth-quarter earnings on strong sales of its cancer medicines that helped offset the fade of an older blockbuster.
Race for AI dominance
Stargate is part of US-China tech battle, but India should also look at foundational AI development
...Hints at Possible Russia Sanctions if Ukraine Issue Fails
US TO EXPAND MUTUAL TIES
Court Acquits Khaleda Zia in 10-Year-Old Sabotage Case
A court in Bangladesh acquitted BNP Chairperson and former prime minister Khaleda Zia on Wednesday in a sabotage case filed in the southeastern Cumilla district 10 years ago.
India's 'year of reforms' in defence
A close engagement between the private industry and govt is critical to achieve a robust policy along with adequate budgetary allocations in 2025
