INDIVIDUALS SUFFERING FROM diabetes can now get health insurance coverage from the first day after paying a rider premium. These special plans do not have the usual three-year waiting period for both type 1 and type 2 diabetes and cover those with high HbA1c levels up to 10 or those even on insulin therapy, depending upon the underwriting.
These specialized health insurance plans for people with diabetes provide comprehensive coverage tailored to their specific needs, including regular doctor visits, medications, and preventive care, without the exclusions found in standard policies.
While other illnesses or diseases not related to diabetes are also covered under these plans, there may be a waiting period up to a year.
Siddharth Singhal, head, Health Insurance, Policybazaar.com, says conditions associated with diabetes such as renal failure, cardiovascular diseases, and diabetic retinopathy are covered from day 1 under the specialized coverage plans.
"OPD benefits include diagnostic tests, doctor visits, and medicines for diabetes-related conditions," he says.
Denne historien er fra December 14, 2024-utgaven av Financial Express Lucknow.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent ? Logg på
Denne historien er fra December 14, 2024-utgaven av Financial Express Lucknow.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
The year AI took centrestage
The debate if it is a blessing or a Frankenstein rages on
Shyam Benegal, pioneer of parallel cinema, dies
JUST WHEN MAINSTREAM Hindi cinema stepped into an exciting new phase with the rise of the 'Angry Young Man' in the '70s, Shyam Benegal made a stunning debut as the writer and director of Ankur (The Seedling, 1974), propelling the parallel cinema movement in India.
Honda, Nissan on merger road
SMALLER MITSUBISHI MOTORS, in which Nissan is top shareholder, was also considering joining and would make a decision by the end of January, the companies said.
Now, Musk wants you to pay 'X-tra' as premium plans
● Marks the largest price increase since acquisition
For IT firms, it's a mixed blessing
Despite currency pressures, the Indian IT sector is experiencing robust growth driven by strong demand for cloud and AI-driven transformation projects, leading to a mixed impact on companies' margins and profits.
Toyota-Suzuki pact should be the template in India
ANALYSTS SAID THAT for the Indian market, auto firms can't afford to be just in segments like petrol and diesel.
UK insurer Aviva to shed up to 2,300 jobs in $4.65-billion deal
British insurer Aviva could cut up to 2,300 jobs as it takes over smaller rival Direct Line in a 3.7 billion pound ($4.65 billion) cash-and-stock deal, the companies said on Monday, creating the UK's largest home and motor insurer.
Noel Tata: From shadows to spotlight
THE NEW CHAIRMAN of Tata Trusts, however, has done enough to remove the earlier perception of \"lack of exposure\".
US launches new probe into legacy Chinese chips
The effort could offer Trump a ready avenue to begin imposing some of the hefty 60% tariffs he has threatened on Chinese imports
In a note to India, Bangladesh demands Hasina's extradition
● Dhaka insists on Hasina's trial, India declines comment
