When you speak to your financial advisor, they should tell you it's never about how much you earn. It's about how effectively you manage what you have.
Of course, financial education is needed, but being mindful of your money daily and developing habits like saving, keeping to your budget and avoiding unnecessary debt make all the difference.
These habits lay the foundation for resilience so you can weather hard times and still work towards your financial goals.
Recent data underscores the urgency of this. According to the Momentum/Unisa Household Financial Wellness Index, 33% of financially stressed individuals feel they lack control over life's challenges.
Denne historien er fra December 28, 2024-utgaven av The Citizen.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent ? Logg på
Denne historien er fra December 28, 2024-utgaven av The Citizen.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
Nabi calls for fearless game
Kaizer Chiefs coach Nasreddine Nabi (above) is confident that Amakhosi can build from this past weekend's victory over Chippa United.
This sports-mad country has a lot to be proud of
Goodbye 2024! What a year it was. Bafana Bafana, the Springboks and the Proteas men's and women's cricket teams all brought joy and happiness to our country.
Injuries 'pile pressure' on Sharks
Sharks head coach John Plumtree is frustrated with a string of injuries that left his team without experienced players by the end of their 24-20 loss to the Stormers in their United Rugby Championship (URC) game at Cape Town Stadium at the weekend.
Bucs not yet up to scratch
Jose Riveiro has admitted that Orlando Pirates were not at their best during their game against Magesi FC, but the Spanish coach was delighted with the scrappy win.
Sacha takes yet another knock
DOBSON: WORRIED ABOUT UTILITY BACK'S CONFIDENCE
Rohit 'disturbed' by his batting form
India captain Rohit Sharma (right) admitted yesterday his batting form is \"disturbing\" after a double failure in the 184-run fourth Test loss to Australia in Melbourne.
Call for more red ball games
South Africa's win against Pakistan in the first Test of two in Centurion on Sunday secured their place in the World Test Championship final at Lord's next June, but the challenge in the coming months will be to find time and opponents to prepare properly for that big match.
Aussie skipper's 'greatest' Test
CUMMINS: 'RIGHT AT THE TOP' OF GAMES HE HAS PLAYED
Celtic Seem Unstoppable
Celtic opened up a 14-point lead at the top of the Scottish Premiership over Rangers with a 4-0 thrashing of St Johnstone, while their Glasgow rivals were held 2-2 at Motherwell on Sunday.
'Relief' is Pep's overriding emotion
Manchester City boss Pep Guardiola (right) said relief was his overriding emotion after a 2-0 victory at Leicester secured just a second win in 14 games for the crisis-hit English champions on Sunday.
