On August 28, India celebrated 10 years of Prime Minister Narendra Modi's flagship program, Pradhan Mantri Jan Dhan Yojana (PMJDY) which was launched a decade ago with an aim to bring the marginalised and the economically backward under the banking fold. Since the launch of this much publicised scheme back in 2014, it has proved to be a major success for the Modi government with data suggesting that it has hugely benefitted women.
GENDER EQUALITY
According to the statistics, out of the total 53.13 crore Jan Dhan accounts, over 30 crore are women's accounts which means that nearly 80% of this are women beneficiaries, highlightinggender equality in financial access. As of Aug 14, 2024, there were over 53.1 crore beneficiaries with total deposits of over Rs 2.3 lakh crore.
BRIDGING THE RURAL-URBAN DIVIDE
Over 65% of the accounts are either in rural or semiurban areas, manifesting that the government's aim to diminish this divide has proven a master stroke. This program has played a significant role in empowering downtrodden communities and reducing the gender gap in financial services.
TOTAL DEPOSITS
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Denne historien er fra September 01, 2024-utgaven av The Sunday Guardian.
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