Double-check your codes
Before you pay any medical bill, ask your provider for an invoice with the Current Procedural Terminology (CPT) codes, urges Virgie Bright Ellington, M.D., author of What Your Doctor Wants You to Know to Crush Medical Debt. CPT codes tell you what each procedure is that was done during your visit, Dr. Ellington explains. "Any lab test, operation, ER visit and outpatient visit you can think of has a unique CPT code." After you get the invoice with the CPT codes, look up what each code means by doing an online search. "As many as eight in 10 bills have incorrect codes, which means you could be getting charged a lot more for treatments you didn't receive." If after reviewing the codes you realize your bill includes fees for treatments you didn't get, call your provider's billing department or your health insurer and dispute the charges.
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