&ldquo;Lori is in a stressful situation,&rdquo; a source says of the Fuller House star, 54, who is accused of mail fraud and money-laundering conspiracy (if convicted, Loughlin could face up to 20 years in prison on each charge). Fired from Hallmark&rsquo;s When Calls the Heart, &ldquo;she isn&rsquo;t working, and her whole life focus has changed drastically,&rdquo; says the source. &ldquo;It consists of waiting around for the next court date and planning her legal defense.&rdquo; On March 12 the U.S. attorney&rsquo;s office in Massachusetts announced it had indicted Loughlin, her husband of 21 years, fashion designer J. Mossimo Giannulli, and close to 50 others, including actress Felicity Huffman (see sidebar), for crimes such as falsifying SAT scores and lying about the athletic skills of their children. Loughlin and Giannulli allegedly paid $500,000 to admissions consultant William &ldquo;Rick&rdquo; Singer to falsely designate their daughters&mdash;Isabella Rose, 20, and YouTube star Olivia Jade, 19&mdash;as recruits to the University of Southern California crew team even though neither rowed. While others cooperated, on April 15 the pair turned down a deal that included jail time and pleaded not guilty. &ldquo;[Lori] still believes she did the right thing by rejecting a guilty plea,&rdquo; the source says. &ldquo;She is a fighter.&rdquo; While the developments are &ldquo;not great&rdquo; for their marriage, Loughlin and Giannulli are &ldquo;trying to get through the legal hurdle as a team.&rdquo; Adds an insider: &ldquo;They are both mounting a vigorous defense against the charges. Lori in particular has become extremely well-versed in the case. She&rsquo;s an active participant in her own defense, feels like she&rsquo;s got a valid defense, and that when all the evidence comes out, she won&rsquo;t be found guilty.&rdquo;

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