BE REALISTIC ABOUT YOUR BUDGET &ldquo;The biggest misperception is that people equate downsizing with paying less,&rdquo; says Barb Sukkau, the president-elect of the Canadian Real&nbsp;Estate Association and a realtor in the Niagara region. &ldquo;But a lot of new bungalows and condominiums are quite pricey.&rdquo; If you need your house to provide a nest egg, consider other ways you can make your budget work, such as looking for homes in a less expensive location.DON&rsquo;T GET CAUGHT BY UNEXPECTED COSTS Even if you make money off the sale of your home, moving will take a&nbsp;bite out of your profits. Closing costs&mdash;which include things like a home inspector fee, bank appraisal fee and, in many provinces, land transfer tax&mdash;range from 1.5 to 4 per cent of the selling price. If you&rsquo;re buying a condo, factor in monthly maintenance fees and keep a small reserve for un foreseen expenses.BUY A PLACE YOUR FUTURE SELF WILL THANK YOU FOR Even if you&rsquo;re purchasing at 60, think of what your body will be able to manage at 80. That might mean searching for a residence that doesn&rsquo;t have stairs or scoping out locations that have amenities within walking distance. Another option is to consider a condo or a townhouse, where monthly fees buy you snow removal, repairs and the maintenance of common areas.START WITH THE END IN MIND Sukkau says a surprising number of people buy a place that fits their furniture, rather than the other way around. &ldquo;I&rsquo;ll have couples say, &lsquo;Oh, this bedroom won&rsquo;t fit my king-sized bedroom suite,&rsquo;&rdquo; explains Sukkau. Buy the place that&rsquo;s right for your lifestyle&mdash;even if it means selling your stuff and purchasing condo-sized furniture after, or renting a storage locker to house heirlooms.SCHEDULE A DECLUTTERING DATE Before you move, you must sort through your stuff. Victoria, B.C.based Stephanie Deakin, president of Professional Organizers in Canada, recommends tackling the project in two- to three-hour chunks. That&rsquo;s enough to get one task done&mdash;like cleaning out the kitchen cupboards or your closet&mdash;but not so much that you&rsquo;ll be overwhelmed. &ldquo;Block that time out on your calendar and honour that appointment,&rdquo; she says.PROCRASTINATE A BIT Not every decision needs to be made immediately. If you can&rsquo;t choose between two end tables, pack them both or revisit the decision in a week, says Deakin. Sometimes you won&rsquo;t be 100 per cent sure about a choice you need to make; knowing that there&rsquo;s room to recalibrate afterwards can allow you to move forward.GET ENTHUSIASTIC ABOUT WHAT&rsquo;S AHEAD There are a lot of feelings tied up in leaving a home&mdash;especially one you&rsquo;ve lived in for a long time. Still, think about how your new house will help you live the lifestyle you want &ldquo;Obviously [people are] moving for a reason,&rdquo; says Sukkau. &ldquo;It is emotional, but it&rsquo;s also exciting. It&rsquo;s a new adventure.&rdquo;

The Experts' Guide to Downsizing 

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