Now that you’ve received the bonus you’ve worked hard for, it’s time to put your money to good use.
When wanted. you’ve worked hard and want to treat yourself to a little extravagance,” explains Catherine Khoo, who is also a licensed financial planner with the Securities Commission. the occasional pampering is good for your overall wellbeing, but one misstep and you may not even notice your bonus money vanishing. “you want to use it in the most rewarding and fulfilling way. Let the extra money help you achieve your life goals more efficiently and effectively. Failing to plan is planning to fail,” Catherine adds. here, she shares how to make your bonus money work harder for you.
Treat yourself within reason
We know how much you love that bag. and now that you have extra cash in hand, going a little over budget should be fine, right? unfortunately, that’s not always the case. you deserve to reward yourself after putting so much hard work into your career, but you should always have a balance between living for today and preparing for tomorrow. the rule of thumb is to set a limit to your spending, ideally no more than 20 to 30 per cent of what you’ve earned.
Clear off your debts
Denne historien er fra December 2016-utgaven av Her World Malaysia.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
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Denne historien er fra December 2016-utgaven av Her World Malaysia.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
Beauty The Natural Way
With climate change rapidly threatening the future of Mother Earth, we urgently need to curb further acts of destruction. We speak to Law Hong Mei, founder of The Olive Tree, about building a beauty brand that is sustainable from the core.
Even Pets Need Tummy Care?
For many, keeping a pet is more than just caring for an animal; pets are family members, too. We speak to veterinary surgeon, Dr Wafaa Abdul Washefffrom Pets Corner Sdn Bhd, to find out how your pets can stay healthy with a suitable diet
The Healing Power Of Unconditional Love
There’s a saying that goes, “Until one has loved an animal, a part of one’s soul remains unawakened.” For one woman, these words resonated deeply. An unlikely companion came into her life at her lowest point and changed everything.
YOU'VE GOT A FRIEND IN ME
“More than half of my time is spent with animals, but I enjoy it,” enthuses animal rescuer, Aileen Lee. The story of this selfless lady’s dedication and love for the fur kids she has saved will warm your heart.
MISSION: Catification
We discover why pet proofing your home ensures harmony and safety for both the owner and the cat.
THE ONE WHO'S TAKING ACTION
Best known for her extensively waitlisted Nina bag, Gabriela Hearst walks the talk when it comes to sustainable luxury. The New York-based designer shares her inspirations, dreams and resolutions for herself and her eponymous label.
BORN TO ENTERTAIN
YOU MIGHT RECOGNISE HER AS THE GENTLE AND LOVING MOTHER IN LEE CHONG WEI, THE BIOPIC OF THE BADMINTON LEGEND, OR THE VULNERABLE YET RESILIENT TEACHER IN WET SEASON, WHICH HIT THE CINEMAS IN MARCH. SOME OF US MAY HAVE SEEN YEO YANN YANN ON THE BIG SCREEN PLAYING VARIOUS CHARACTERS FOR MORE THAN A DECADE. STILL, SHE NEVER FAILS LEAVE HER AUDIENCE IN AWE OF HER ACTING PROWESS.
THE TRUTH BEHIND FAUX FUR
Is imitation fur still a feasible alternative in this modern, fashion-forward world? Nadhirah Othman uncovers how the fur industry – both real and fake – brings a detrimental impact to the well-being of our planet.
Surprising reasons WHY YOUR KID is under performing in school
You’re understandably frustrated that your child isn’t living up to her potential. But before you blame her attitude, check if these conditions are hindering her academically.
A PAWSITIVE' Life
Like in many parts of the world, pet culture has seen exponential growth in Malaysia. In this issue, Lorraine Chai discusses pet therapy, a method of treatment that is gaining traction, and also some of the pet trends you don’t want to miss out on.
