Follow these money tips to become the savviest you yet
1 Lock in your savings
If you have a holiday or something you’re saving up for, go into your bank and block yourself from accessing your savings account. Of course, make sure you have funds until the splurge, but this will stop you spending unnecessarily prior.
2 Delete the food delivery apps
We’ve all jumped on the bandwagon with the latest food delivery services, but they make it too easy when we’re too lazy– and usually end up being pricey! It’s simple to say cook instead of eating out, but we assure you, deleting these apps will be a blessing to your bank account. Check out our delish, fast-to-prep recipes on www.womensweekly.com.sg/recipe/
3 Understand your point
Financial advisors will tell you to work out your current net position. This means listing out everything you own and everything you owe (including interest rate, loan period and repayment amount).
4 Grocery shop after work…
It’s tempting to avoid boring jobs like doing a supermarket run after a long day, however some perishables may be marked down at the end of the day, so do a smart shop at night! Make sure you have a shopping list, to cut down on buying unnecessary items, and you’re sure to slash your bill. … and when you’re full! If you’re hungry while grocery shopping you’re guaranteed to want to buy more, whether you know it or not. So don’t go on an empty stomach by having proper meals before!
5 Cancel unnecessary subscriptions
Do you need to be a member of all the movie-streaming websites? If not, pick your favourite and ditch the rest. The sooner you do this, the sooner you’ll see money in your account that didn’t need to be wasted.
This story is from the September 2019 edition of The Singapore Women's Weekly.
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This story is from the September 2019 edition of The Singapore Women's Weekly.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Sign In
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