‘Opening a joint bank account is an important decision in a relationship,’ says MoneySuperMarket’s Sally Francis-Miles. ‘It requires trust and honesty and shouldn’t be made lightly.’
2 What are the downsides?
‘It’s vital to remember you’ll be financially linked to the other account holder, so if they have a poor credit rating, yours is likely to suffer as a result,’ she explains. ‘Similarly, if the other person makes the account go overdrawn, both account holders are liable. If either of these are concerns, it may not be the right option for you,’ she adds.
3 Set ground rules
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Denne historien er fra April 27, 2020-utgaven av WOMAN'S OWN.
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