<div style="page-break-before:always; page-break-after:always"><div style="page-break-before:always; page-break-after:always">1 What help can you get? &lsquo;Find out if you can get any help to make your home more energy-efficient. If you live in England, see if you can benefit from the new Green Homes Grant scheme. This provides homeowners with vouchers that cover two-thirds of the cost of qualifying energy efficiency improvements such as loft insulation, up to a maximum of &pound;5,000 per household,&rsquo; says Stephen. &lsquo;Those on low incomes and who receive certain benefits can receive vouchers covering all of the cost of the improvements, up to a maximum of &pound;10,000,&rsquo; he adds. Visit gov.uk for more information.2 Think about your usage&lsquo;Almost half of the money spent on energy bills is absorbed by heating and hot water costs, according to Energy Saving Trust,&rsquo; Stephen says. &lsquo;By planning ahead for the colder months and turning your heating down by just one degree where possible, you could save up to &pound;80 a year on your bills. Reducing the amount of time you spend in the shower will save cash too,&rsquo; he adds. &lsquo;And when it comes to replacing appliances such as your tumble dryer, opt for one with a high energy efficiency rating of A+++.&rsquo;3 Every little helps &lsquo;There are lots of small steps you can take that will cut your usage. For example, turning off appliances at the plug rather than leaving them on standby can save an average of &pound;30 a year, while washing clothes at 30 degrees rather than 40 degrees will reduce how much energy you use too,&rsquo; says Stephen. And don&rsquo;t forget to see if shopping around for a new energy deal can save you cash. Switching provider is easy; find out more at moneysupermarket.com/gas-andelectricity. If you&rsquo;re on a fixed-term tariff, check if you&rsquo;ll need to pay an exit fee if you leave early.

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.