Umesh Rathi
Wealth Coach, Rathi Wealth Pvt. Ltd.
Plus, thanks to inflation, monthly groceries, utilities and healthcare costs would be a lot more expensive then than they are today. However, the good news here is that you can build a substantial corpus for a financially worry-free retired life by saving well and investing smartly. And the task becomes that much easier if you start early.
Most people working in the private sector would not receive any pension. Fixed income instruments earn low returns that may not even beat inflation over the long term. Therefore, the best way for retail investors to beat inflation is through diversifying their portfolios across equity, debt and commodities (gold, silver), which should ideally be done via mutual funds, as they cater to various time horizons and risk appetites. Mutual funds are excellent vehicles for generating a sufficiently large retirement corpus and also to derive a steady income postretirement.
Planning Systematically It is important to save for your retirement separately like you do for other life goals.
Esta historia es de la edición July 15, 2024 de Dalal Street Investment Journal.
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Esta historia es de la edición July 15, 2024 de Dalal Street Investment Journal.
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