THE RETIREE'S GUIDE TO GOING BACK TO WORK 
Kiplinger's Personal Finance|September 2022
Inflation and a bear market have prompted some retirees to change course.
LISA GERSTNER
THE RETIREE'S GUIDE TO GOING BACK TO WORK 

JUST 40 DAYS AFTER RETIRING from the NFL last winter, celebrated quarterback Tom Brady announced that he would return to the Tampa Bay Buccaneers for another season after all, citing his competitive spirit and unfinished business on the field.

Like Brady, some retirees are so drawn to their work that they can't stay away for long. They may crave the sense of purpose or human interaction that a job can provide. And while Tom Brady doesn't have to worry about running out of money, many retirees want to supplement their retirement income with a paycheck.

Lately, there's been an uptick in the percentage of folks who "unretire." In May 2022, 3.4% of people who said they were retired a year earlier had returned to work, according to the Indeed Hiring Lab, which provides research on the labor market. It's not a staggering figure, but it's an increase from the 3% average from 2017 through 2019.

WHAT'S BEHIND THE TREND?

A tight labor market is one factor. In the spring, there were nearly two available jobs for every unemployed person. Employers are dangling incentives such as higher starting wages and signing bonuses to draw qualified candidates. And although ageism can still be an issue, employers are looking at older, experienced workers more favorably than they did in the past, says Chris Farrell, author of Purpose and a Paycheck: Finding Meaning, Money, and Happiness in the Second Half of Life. Rather than wonder when older workers are going to retire, managers are more inclined to think about how to keep them on the job, he says.

High inflation and a rocky stock market may also be luring some retirees back to work or encouraging pre-retirees to work longer. When your dollars don't stretch as far, adding income can help cover expenses more comfortably.

この記事は Kiplinger's Personal Finance の September 2022 版に掲載されています。

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この記事は Kiplinger's Personal Finance の September 2022 版に掲載されています。

7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。

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