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<p><strong>CHRISTMAS is long wrapped up but millions of families are still struggling to get their finances back on track.</strong></p>
<p>An estimated 2.5 million households or 8.8 per cent of the population - missed or defaulted on a necessary payment this month as the cost of living crisis deepened. Historically, January is - the worst month for this as finances recover after Christmas. But this year's March figure from Which?'s Consumer Insight Tracker was up from 8.2 per cent in January and 8.1 per cent in February.</p>
<p>It comes days before what has been dubbed April Cruel Day as families are clobbered this Saturday by rises on various bills. Which? found 60 per cent made at least one "adjustment" this month to cover essentials - including dipping into savings and selling things.</p>
<p>Which?'s Rocio Concha said: "Millions are struggling to get their finances on track amid pressure on the cost of living.</p>
<p>"Our findings underline the need for the Government and companies in essential sectors to support consumers.&nbsp;</p>
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Xmas debt hangover

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