However, the review also cited the possibility of structural factors contributing to the slowdown in Q1 FY25 while welcoming the cut in the CRR ratio from 4.5% to 4% that will free up liquidity for lenders.Malhotra committed to maintaining financial stability that would support a higher growth trajectory for the economy. The governor believes that the uncertainties in the global environment notwithstanding, the Indian economy would do better from now on.The Monetary Policy Committee (MPC) is widely expected to cut the key repo rate by 25 bps at its next meeting although the rate cut cycle is expected to be a shallow one.Governor Malhotra cited robust capital adequacy for the country's banks and non-banking financial companies, above required levels even under adverse conditions. At the same time, the FSR notes asset quality for a clutch of 46 banks may deteriorate with gross NPA rising to 3% by March 2026, from 3.6% in September in a base case scenario.The central bank has been cracking down on unsecured credit putting in place higher risk weights for these loans. The FSR notes that in an adverse scenario, the gross NPA ratio for state-owned lenders may rise from 3.3% in September to 3% in March, 2026.

Medium-term outlook Uncertain: RBI

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 88 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 88 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.