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‘Will raise corporate loan mix to 20% over two-three years’
Financial Express Delhi
|May 09, 2026
Karur Vysya Bank reported its highest-ever net profit of 2,510 crore in FY26, driven by a sharper focus on the retail, agri and MSME (RAM) segment, improved CASA mobilisation and lower reliance on bulk deposits.
Managing Director and CEO B Ramesh Babu tells Narayanan V about the retail and corporate lending strategy, margin pressure and the growth outlook for FY27.
Excerpts:
What factors contributed to the record profit in FY26?
We started moving progressively towards the RAM sector from corporate. This shift has supported the yield on advances. We also changed a few of our floating-rate loans into fixed-rate ones. Our low-cost CASA deposits grew 12% YoY (₹31,122 crore) in FY26. We reduced our bulk as well as certificates of deposits. All this helped us to have the best interest income.
This story is from the May 09, 2026 edition of Financial Express Delhi.
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