Out of the total of 540.3 million accounts opened under PMJDY, 113 million accounts are inoperative, minister of state for finance Pankaj Chaudhary said.The percentage of inoperative PMJDY accounts for public sector banks (PSBs) declined from 39.62% in March 2017 to 20.91% in November 2024, he said.As per Reserve Bank of India (RBI) guidelines, a saving, as well as a current account, should be treated as inoperative/dormant, if there are no customer-induced transactions in the account for two years.Banks continuously make concerted efforts to monitor the percentage of operative accounts and the progress is being regularly monitored by the government, Chaudhary said. Further, banks have been advised to take necessary steps urgently to bring down the number of inoperative accounts.

Inoperative Jan Dhan accounts have ₹14,750 cr balance

2688,2144,433,284,3125,4929

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.