NEW DELHI: The ministry further said that the inhabited areas of villages were previously not mapped in several states leading to lack of access to institutional credit. Since the exercise, however, several property owners have been able to secure bank loans via their property cards which has a legal basis now, it added.The survey of villages and mapping with improvised technology in village areas (or SVAMITVA) scheme was launched in 2020 by Prime Minister Narendra Modi in a bid to bring "economic progress" in rural areas. So far, around 317,000 villages, or 92% of the total target of 344,000 villages, have been surveyed, with people having received their property cards in 136,000 villages. On December 27, Modi will launch the distribution of five million property cards across India."As a Peruvian economist Hernando de Soto said that capitalism does not work in developing countries because land ownership is not clear. Extrapolating this, the SVAMITVA scheme is related to rural inhabited area where people have properties, but since the asset ownership is not clearly defined, people don't get bank loans leading to lack of economic activity," Vivek Bharadwaj, secretary, Panchayati Raj ministry, said."Such properties have been valued at ₹1.37 lakh crore even taking the lowest market rates of concerned area. The actual value could be more."

PM to Offer 5 Million Property Cards Under SVAMITVA Scheme on Friday

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