Banks in India allocated less than 10% of their information technology budgets to emerging technologies this year, the Reserve Bank of India (RBI) has found. This, despite emerging technologies such as artificial intelligence (AI) and cloud computing playing an increasingly significant role in financial services.
RBI, as part of its November survey for its latest Financial Stability Report (FSR), looked into the level of adoption of emerging technologies by banks and any associated risks to the domestic financial sector.
"Cloud computing and artificial intelligence/machine learning (AI/ML) were the two most widely adopted emerging technologies among banks," RBI said in its Financial Stability Report released on Monday.
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