Investing is just like golf

Choosing the right mix of asset classes is key to achieving your financial goals.

- Abrie Grobler

It's Saturday morning, and you're heading to the golf course, ready to beat your personal best. After watching countless instructional videos on YouTube throughout the week, you feel confident and prepared.

Stepping onto the tee box of the first hole, you take a deep breath, swing, and watch the ball soar—it looks perfect.

But then, it starts to drift left, refusing to hold its line. "Stay straight!" you mutter, but with sinking disappointment, you watch it land squarely in the dreaded fairway bunker.

How can this be? Hours of practice and preparation, yet here you are, back where you started.

Investing can often feel as complex as mastering a sport. With countless options and strategies to choose from, it's easy to get overwhelmed. That's why understanding the purpose of each investment is critical for success.

There are several traditional investment asset classes to consider, including:

Cash/money market instruments;

Interest-bearing instruments like bonds;

Property; and Equities.

Choosing the right mix of these asset classes is key to achieving your financial goals.

Unfortunately, selecting the wrong blend can leave you dissatisfied or financially unprepared for the future.

The time horizon of your investment plays a crucial role in determining the right blend of assets.