According to the data from the Ministry of Cooperative and Small and Medium Enterprises, in 2018, Indonesia is home to nearly 64.2 million micro, small, and medium enterprises (MSMEs). The sector employs more than 116 million workforces and accounts for more than 60.5% of the country’s gross domestic product. Yet, according to Indonesia’s Fintech Lending report by PwC, 74% of MSMEs remain unbanked. One of the reasons is that most MSMEs don’t have a reliable financial report with an accounting standard that can be used to assess creditworthiness.
Several companies have been delving into this particular matter. One of them is BukuKas (PT BeeGroup Financial Indonesia), a mobile app company that provides a simple and easy-to-use bookkeeping solution for MSMEs merchants to monitor their sales, profit, and receivables. It’s a common practice that mom and pop stores usually let their customers owe money for goods purchased. One of BukuKas’ features helps track this kind of transaction, and automatically send reminders to customers via WhatsApp when their debt is due. By using BukuKas, merchants only need to input their transactions and the app will calculate them, thus avoiding errors while saving time from doing tedious manual bookkeeping.
Bu hikaye Forbes Indonesia dergisinin June 2020 sayısından alınmıştır.
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Bu hikaye Forbes Indonesia dergisinin June 2020 sayısından alınmıştır.
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