Zero to hero

Anshul Goel knew nothing about investing and personal finance. Now, he is a personal-finance enthusiast. Here's how it happened.

- Anshul Goe

Thirty-six-year-old Anshul Goel works as a management consultant. His knowledge of personal finance and investing has undergone a major transformation over the years. As he puts it, "From asking questions like 'how much should I save monthly?' to 'how to make a will?', I grew up, I learnt and now, I have a clear road map for my finances and I manage them on my own." This is how Anshul briefly describes his investment journey. Willingness and self-learning have formed the bedrock of this transformation.

A native of Pilkhuwa in Uttar Pradesh, Anshul has been living in Mumbai for about a decade now. He is married and has a five-year-old daughter. Anshul's wife, Arnima, works in a risk-management role.

A transformative journey

Until a couple of years ago, Anshul had zero knowledge of investments and finance. He had no clue about his finances or goals. He was even unsure about whether he would be able to accumulate a sufficient corpus for his retirement and daughter's education. Moreover, following in the footsteps of his friends and relatives, Anshul purchased 16 stocks of small companies without researching them properly.

In 2019, Anshul got an opportunity to meet and work with the CEO of Value Research, Dhirendra Kumar, for one of his office projects. "That was a turning point for me," says Anshul. Gradually, he gained an interest in personal finance and decided to take charge of his finances.