Cosmopolitan - South Africa|August 2016

So you’re naturally thrifty? Congrats – go hang over there with the morning people and the chocolate haters. The rest of you, make these painless little changes to turn yourself into a saver

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1.Pick one goal at a time

A new car, a bigger place… The list of things you want is long, so you need to save for all of them, right? Not so fast. Focusing on one goal at a time is key, according to a 2011 study in the Journal Of Marketing Research – otherwise, you risk losing focus and coming up short on everything. To start, stash a couple of thousand rand in a high-yield savings account, then check in on it monthly. Seeing your balance grow is motivating.

2.Put it in pen – and tell a friend

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