Now that you’ve received the bonus you’ve worked hard for, it’s time to put your money to good use.
When wanted. you’ve worked hard and want to treat yourself to a little extravagance,” explains Catherine Khoo, who is also a licensed financial planner with the Securities Commission. the occasional pampering is good for your overall wellbeing, but one misstep and you may not even notice your bonus money vanishing. “you want to use it in the most rewarding and fulfilling way. Let the extra money help you achieve your life goals more efficiently and effectively. Failing to plan is planning to fail,” Catherine adds. here, she shares how to make your bonus money work harder for you.
Treat yourself within reason
We know how much you love that bag. and now that you have extra cash in hand, going a little over budget should be fine, right? unfortunately, that’s not always the case. you deserve to reward yourself after putting so much hard work into your career, but you should always have a balance between living for today and preparing for tomorrow. the rule of thumb is to set a limit to your spending, ideally no more than 20 to 30 per cent of what you’ve earned.
Clear off your debts
Bu hikaye Her World Malaysia dergisinin December 2016 sayısından alınmıştır.
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Bu hikaye Her World Malaysia dergisinin December 2016 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Giriş Yap
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