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AU Small Finance Bank provides financial services to the low- and middle-income group people as well as micro- and small-business owners who have little to no access to conventional banking and financing systems. Loans, deposits and payment products and services are all provided by the Bank. An “AA-/Stable” long-term credit grade has been given to the bank by various rating agencies. Sanjay Agarwal founded the business.
Banking Sector and Small Finance Banking Industry in India
• India’s banking industry, according to the Reserve Bank of India (RBI), is adequately capitalised and well-regulated. The Nation has significantly better financial and economic circumstances than any other Nation in the world. Studies on credit, market and liquidity risk indicate that Indian banks are generally robust and have fared well during the global recession. Innovative banking formats like payments and small financing banks have recently been introduced to the Indian banking sector. India has recently concentrated on expanding the scope of its banking sector through a number of initiatives like the Pradhan Mantri Jan Dhan Yojana and Post Payment Banks together with significant banking sector reforms like digital payments and fintech, have greatly improved India’s economy.
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Bu hikaye BUSINESS ECONOMICS dergisinin August 1 - 31, 2023 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
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