NBFCs' loan growth eases to 6.5% in H1
Business Standard|December 31, 2024
Following the Reserve Bank of India (RBI) increasing risk weights on NBFC lending to certain consumer credit categories as well as on bank lending to NBFCs, loan growth of shadow banks moderated significantly during H1FY25 to 6.5 per cent on a half year-on-half year (H-O-H) basis in September 2024, RBI said in its Financial Stability Report.
Subrata Panda

According to RBI, the impact of the moderation in credit was particularly visible in the upper-layer NBFCs segment, which comprise primarily of NBFC-Investment credit companies, with high share of retail lending (63.8 per cent) in their loan book. However, middle-layer NBFCs, excluding government-owned NBFCs, maintained robust loan growth, especially in retail loan portfolios.

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