Don’t allow your debt to snowball

Follow my advice to stay out of the red… for good

- WARREN SHUTE

With interest rates rising and the economy being so uncertain, it’s never been more important to be financially secure.

Repaying debt won’t happen overnight, and we can easily “yo-yo” by paying a little bit off then putting it right back on.

When it comes to getting debt-free, I use a process that’s different to most others because it focuses on making you feel good as you go along your debt repayment journey.

It’s called the Snowball System because your little decisions will gradually build up to make a big difference.

Face facts

The first thing you must do is face reality. After all, we must plan from where we are today, not where we wish we were.

We can’t change the past, but we can make different decisions about our future. We have a choice.