Offloading retail NPAs may get tougher for lenders
The Times of India|November 04, 2022
New Rules Don’t Distinguish Between Corporate, Retail Loans | Settlement May Get Hit
Mayur.Shetty
Offloading retail NPAs may get tougher for lenders

Mumbai: The RBI’s new norms for asset reconstruction companies (ARCs) could hit settlement of stressed retail loans. The new guidelines aimed at preventing ARCs from cutting deals with defaulting businesses do not distinguish between corporate and retail loans. This in turn could make it tough for lenders to offload retail bad loans.

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