A Consumer Financial Protection Bureau (CFPB) survey shows that debt collectors have contacted a whopping 53% of us about a debt we didn’t owe, making it the most common complaint about debt collectors.
Fortunately, there are simple steps you can take to resolve the problem. And the first one is the most crucial: Make sure you’re not being conned.
Sniff out a scam easily
“Don’t volunteer any personal information until you can verify the legitimacy of the debt collector and the debt in question,” urges Bruce McClary, a Certified Credit Counselor with the National Foundation for Credit Counseling (NFCC.org). “There are far too many examples of debt collection scams where people don’t take the extra step of verifying the agency and the account details, then end up being victims of a crime as a result,” he notes.
Bu hikaye Woman's World dergisinin September 09, 2024 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber ? Giriş Yap
Bu hikaye Woman's World dergisinin September 09, 2024 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Giriş Yap
Natural relief from back pain
With so much fun to be had during the holidays, the last thing you want is to be sidelined with back pain.
"Breathing like this cured my incontinence!"
After suffering with bladder leaks following the birth of her children, Kim Vopni discovered a hack that supercharged her Kegels to strengthen her pelvic floor...and changed her life
Make it merry!
Spread joy with these too-cute treats that are a cinch to make with our simple decorating technique
Eat to fix your health hassles
A few quick 'hacks' let you enjoy every bite of your festive favorites without concerns over blood-sugar spikes, high blood pressure or painful bloating getting in the way. The best part? They couldn't be easier.
"Help me feel more joy this holiday!"
It's a fraught time of year for so many reasons, but our experts promise you can beat the holiday blues and rediscover true contentment
"This deaf pup gives hope to hundreds of kids!"
When teacher Chris Hannah adopted a deaf pit bull, he was inspired by his nephew, who is also deaf. But Chris never could have imagined how much hope and love the dog would inspire in so many others
"I'm getting invited to holiday parties with gift exchanges. I want to attend, but the cost of extra presents really adds up. How can I stay within my budget but also participate?"
Most of us can certainly relate to your situation: We’re thrilled when family and friends include us in Christmas festivities, but when these events also include Secret Santa or White Elephant gift swaps, we’re faced with having to buy presents we hadn’t budgeted for.
How to melt stubborn menopause belly fat
\"I've seen a big shift in my body since I went into perimenopause,\" shares menopause advocate Tamsen Fadal, author of How to Menopause (March 2025).
Burn fat in your sleep
By mid-December, most of us are short on time and energy-yet we'd still love to slim down a bit before Santa arrives. Is there a realistic way to make it happen? \"Yes!\" says 60 Seconds to Slim author Michelle Schoffro Cook, Ph.D., who is sharing holiday-friendly hacks proven to rev metabolism 24/7. \"That means burning more fat even as we sleep,\" she says. Readers who've tested just one or two of her hacks report shedding 1 to 2 pounds a week with no special diet. And Schoffro Cook adds that the strategies tend to soothe inflammation inside our body, which helps release water weight. The bottom line: With minimal effort, we can truly drop a pant size by Christmas Eve!
Best new holiday books
Woman's World Book Club
