These are the schemes that aim at providing secure investments with guaranteed returns. These post office schemes are launched to encourage the savings habit amongst investors. The Post Office Saving Schemes include a bucket of products that offer risk-free returns and good interest rates.
Nine schemes launched under Post Office Saving Schemes are:
• Post Office Savings Account
• 5-Year Post Office Recurring Deposit Account
• Post Office Time Deposit Account
• Post Office Monthly Income Scheme Account
• 5- Year Senior Citizen Savings Scheme
• 15-Year Public Provident Fund Account
• National Savings Certificates
• Kisan Vikas Patra
• Sukanya Samriddhi Yojana Scheme
For most Indians, traditional savings seem a natural choice, but debt funds offer variety and convenience.
Debt funds offer a well-diversified portfolio as compared to traditional debt instruments with absolute transparency in terms of portfolio disclosure. There are various categories of debt funds to choose from, that offer different average maturities of the underlying instruments with varying degrees of credit risks. From a post-tax return on investment perspective, investing in a debt fund is advantageous with a holding period of over 3 years being eligible for getting taxed as Long-Term Capital Gains, thereby offering indexation benefit.
هذه القصة مأخوذة من طبعة October 2020 من Investors India.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة October 2020 من Investors India.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
ASK THE EXPERT
Ques. One of my friends told me that your company provides detailed Retirement plans. I want to know what is the procedure to get my Retirement plan. I will be retiring in March 2025. R.P Gupta, Noida
How to Naturally Reverse Fatty Liver Disease
The liver, located on the upper-right side of the abdomen, is the body’s largest internal organ and plays a critical role in detoxifying the blood and processing nutrients.
Banking sector which has underperformed in the last two years, now offers a favorable risk-reward profile
Do you think the market is overpriced? Is yes, should investors refrain from investing in index schemes at the current valuation?
India will continue to enjoy benefits of a close US relationship and trade will continue to grow
Q1. The US elections are said to be one of the closest till date, what impact will the election of a Republican / Democratic party have on the US economy and how is that going to affect India in the short as well as the long term?
Understanding Momentum Funds
Momentum funds are a type of investment fund that focuses on companies experiencing positive momentum in factors such as earnings, revenue, and stock price movement.
Risks and opportunities associated with Small Caps
Small-caps are a stock-picker’s paradise.
How to navigate your portfolio through bull market a
Indian equities have been in a bull run for the past four years.
Choosing mutual fund schemes depending on your age to achieve life goals
The choice of mutual fund (MF) scheme might be influenced by one’s risk profile or age.
Thematic Fund Or Sectoral Fund, Which Fund Suits You?
A thematic fund is a type of mutual fund that focuses on investing in companies based on specific themes or trends.
Be Kind To Your Kidneys
The kidney is a vital organ in our body which is four inches long and two and a half inches in width.