CATEGORIES

Beyond the Raging Waves

Most investment options look foggy with the markets reeling under the second wave of Covid-19 pandemic. Experts suggest restraint and measured steps for investors, but push them for building an emergency fund with at least three months’ salary

Always Invert To Get It Straight

Fill up your emergency bucket, house your interests in the investment bucket, and save in your dream bucket

Post Office Savings Schemes Banking On The Age

A higher risk appetite for faster and heftier returns divides India into two sections of investors. The seniors still trust the good-old Post Office Saving Schemes, while the juniors rush for new-age investment instruments.

Wage Redefined, Pay Reduced

Introduction of the new wage code from April 1 is likely to affect take-home salary for employees across public and private sectors but ensure a better retirement package

‘Invest Across A Wide Spectrum'

Actor Masumeh Makhija believes in diversity when it comes to planning her investments

SEIZE THE DAY, MY FRIEND!

It’s always, earlier the better, when it comes to planning for the time after you hang up your boots. It’s a longterm proposition and is often tangled with a host of duties and dreams. Saving from an early life smoothens the job but a late-starter is certainly not a no-getter.

Riding The Time Machine

Covid-19 has battered non-banking financiers, assets are in the throes of defaults, yet they have proved their resilience time and again, and crossed the bar. NBFCs – which throw the lifeline to the base of the pyramid – are fixed firmly on the ground with their unmatched ability to evolve into indispensability for the Indian economy

Lower Rate A Business Booster In Hard Times

Home loan interest rates have reduced over the last few months – at a time when the entire world went through one of the toughest phases. The economies have just begun reviving. A lower interest rate is the need of the hour to support the nascent resurgence in the Indian economy, says SBI Chairman Dinesh Khara in an interaction with Outlook Money. Excerpts from the interview:

Life Cover For Lives In The Lurch

Insurance regulator has issued a diktat for life insurance policies to cover transgenders but insurers see very few takers and buyers find the products too costly, too complex

It's Ease Of Doing Investments

Sebi plans to introduce regulatory-light regime with the debut of Accredited Investors in the Indian securities markets. The regulator faces a host of challenges to counter risks of investor frauds

Bank On Banks For The Nest Boom

BFSI stocks proved to be the best bet when everything went into a tailspin. A reviving economy pumps enough fuel in them to drive your funds to higher orbits

Silver Is The New Gold In 2021

White metal keeps up its rally, though yellow metal sees a price correction. Experts advise investors to buy silver with a measured step, keeping in mind the volatility factor

12 Steps To Education In 2021

From the government and policymakers to teachers and students– everyone must adapt to the new system of education

PLANNING ISN'T ALL ABOUT MEN ALONE

Women have failed to do sufficient financial strategy for over 53% of their life goals. Time has come for them to take control of funds and make their dreams come true

Parking Funds In ‘New Normal' India

Uncertainty in a post-pandemic world has left investors puzzled. Most sectors have started showing a revival but experts advise to keep a long-term horizon and take measured steps in choosing where to invest you money

HER FUNDS, LET HER TAKE A CALL

Women in the top seats at fund houses harp on the sheer need for each one to be equipped to manage her own finances and have a say in the financial matters at home

Diversification! Think beyond Indian Markets

Indian economy is expected to record a sharp V shaped recovery as the business environment normalizes. Despite this, Indians should overcome the home country bias and ideally consider diversification of portfolio through investment opportunities in international markets. This will diversify the extant geopolitical risk associated with emerging economies, especially during periods of global/ regional financial crisis (i.e., East Asian crisis (96-97), 9/11 terror attacks and global financial crisis of 2008-09). So should form part of investor’s portfolio as part of as a prudent asset allocation and risk mitigation strategy

Corrections Do Pay Off

An entrepreneur meets her long-term financial goals by trusting the financial advisor to guide her through the market volatility and invest in the right funds

Care For A COVER?

Go for a specific health insurance plan that ensures to pay for entire treatment and acts as a saviour during a loss of income

AN ABACUS FOR HER JIGSAW OF LIFE

Like it or not, rural women may be financially savvier than their urban sisters. Microlenders educate the former with the math of money to help them live better and realise their dreams

A Fit-For-All Cover Waiting To Be Unveiled

IRDAI has standardised the terms and conditions and inclusion and exclusions for life and non-life cover policies to offer subscribers a perfect entry-level package that would promote insurance penetration in India

Seek A Career, Not A Job

Reinvent, redefine, restrategise, re-learn after un-learning, and refocus in the post-pandemic world. Take the right lessons

There's No Age For Investment

A 93-year-old Army General changes his traditional outlook and starts investing in different asset classes to reap robust returns

Selling Life Breathing Life

The largest public issue in the history of India’s capital market is expected later this year with an estimated value of ₹1 lakh crore. The LIC IPO will give the individual investor an opportunity to be part of one of the biggest and oldest brands of the country that is built solely on trust and confidence

Retire, and Earn More

There are products, where either the income or maturiry amount is tax-free. Retirees, who receive lump sums, can take a close look

Instant Trap of Unsecured Loans

Don’t get tricked by fast-money scam. For a week’s loan of ₹1,000, you may have to repay ₹1,150, or an annual interest of 780 per cent. And if you fail, harassment and humiliation await your family, friends, and colleagues

Earn, Don't Look After

Money Bollywood actor Ratna Pathak Shah seeks advice from her brother-in-law and bank’s relationship manager

Cost Is The Key

New-age ULIPs are offering big ticket discounts to lure millennials. There’s a fear of hidden costs

Till Debt Do Us Apart

It’s an investigation into the snare and snarl of debt, deceit, and deception. It led to the vilification of thousands of borrowers, and a dozen suicides. The regulators and industry experts were caught napping

TICK THESE BOXES FOR HASSLE-FREE CLAIMS SETTLEMENT

While insurers strive towards paying all genuine claims at the earliest, customers should take a few measures to avoid repudiation and ensure hassle-free claims settlement