Geeta Goswami has looked into potential partnerships but sees strong internal systems as the company’s main strength
Ravi Lalwani: what has been the business growth in SME lending ofthe company over the last 3 years?
Geeta Goswami: Since its inception in 2016, Usha Financial has grown significantly, particularly in the SME lending sector. By March 2022, despite the challenges posed by covid-19, our loan book size had reached ₹1.5 bn. Postcovid, we adopted an aggressive lending strategy, focusing on the SME category, which has contributed to the company's expansion. Today, we have surpassed AUM of ₹3 bn, demonstrating our commitment to supporting the growth of small and medium enterprises through accessible financing solutions.
Please share the top 3 regions, top 3 products, and top 3 industry sectors.
Top 3 regions: Our business has seen the most significant growth in Delhi, West Rajasthan, and Maharashtra, where demand for our financing solutions continues to rise.
Top 3 products: Our key offerings include MSME, SME loans, and green financing, particularly for sustainable projects and electric vehicles.
هذه القصة مأخوذة من طبعة December 2024 من Banking Frontiers.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
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هذه القصة مأخوذة من طبعة December 2024 من Banking Frontiers.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
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