Juicy Cash Ideas to Consider Now
Kiplinger's Personal Finance|March 2023
In the final week of 2022, the Federal Farm Credit Banks, an agency with an implied Treasury guarantee, sold one-year bonds with an interest rate of 4.75%.
Juicy Cash Ideas to Consider Now

In December 2021, the same organization borrowed for one year at 1.06% and for nine years at 2.00%. The one-year deal was fair at the time, as 90-day T-bills were at 0.17%. But the 2.00% bond due at the end of 2030 now trades at 83, representing a price 17% below its original par value. That's the difference between a cash equivalent where you have limited risk to principal due to the short time frame-and an IOU with a long-enough maturity (duration) to get you in trouble.

Longer duration is back in favor, and the price cut on that 2% Farm Credit bond (now an eight-year note) boosts its yield to 4.6%, assuming it's held to maturity. But the low coupon means the current yield, or what you'll earn in annual income, is just 2.4%-unappealing for income-first investors. There are scads of similar listings: deeply discounted principal for a fine long-term trade, but scant immediate income and a long wait for the full return of capital.

هذه القصة مأخوذة من طبعة March 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

هذه القصة مأخوذة من طبعة March 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

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