To Tip or Not to Tip?
Kiplinger's Personal Finance|October 2023
Everyone from your barista to the car mechanic is asking for tips, and new technology adds to the pressure.
LAURA PETRECCA
To Tip or Not to Tip?

TIPPING has long been a tricky topic, but in rethe practice cent years, has taken on a whole new level of complexity.

Service providers are not only increasingly soliciting tips, but they're also spinning around touch-screen card readers with suggested percentages that can run as high as 30%. Adding to the struggle are bills with a "service charge" and a line for gratuity. And then there's the awkwardness of making a tipping decision while standing two feet from the person who just handed you your take-out pizza.

"It's a very complicated space," says Lizzie Post, co-author of Emily Post's Etiquette, The Centennial Edition, and the great-great-granddaughter of manners maven Emily Post.

So, how did the gracious act of adding a gratuity become so confounding? The global pandemic was a major impetus, as many consumers, while holed up in their homes, wanted to support small businesses and show appreciation for service workers.

"Covid increased people's willingness to tip even in circumstances where you weren't used to it," says Michael Lynn, a Cornell University professor of consumer behavior and marketing who has published more than 50 academic papers on service gratuities. "It also increased their willingness to tip larger amounts."

In addition, credit card readers that give suggestions such as 18%, 20% and 25% are more prevalent than ever-and unlike tip jars, they can cause extra gratitude angst because you must opt out. "With a tip jar, failure to tip is passive. It's a sin of omission," says Lynn. "Whereas failure to tip with the digital screen is more active. You have to say, 'No tip.' And we generally think sins of commission are worse than sins of omission."

Across the country, tip jars are proliferating, and digital prompts show no sign of abating. Still, you can take steps to feel good about the amount you tipif you tip at all.

هذه القصة مأخوذة من طبعة October 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

هذه القصة مأخوذة من طبعة October 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

المزيد من القصص من KIPLINGER'S PERSONAL FINANCE مشاهدة الكل
MAKING A DIFFERENCE IN THE LIVES OF DISABLED VETERANS
Kiplinger's Personal Finance

MAKING A DIFFERENCE IN THE LIVES OF DISABLED VETERANS

He suffered grave injuries in the line of duty. Now he helps other veterans who have disabilities.

time-read
2 mins  |
November 2024
DO YOU NEED UMBRELLA INSURANCE?
Kiplinger's Personal Finance

DO YOU NEED UMBRELLA INSURANCE?

A policy can protect you from financially devastating events.

time-read
2 mins  |
November 2024
Navigating Finances as a Blended Family
Kiplinger's Personal Finance

Navigating Finances as a Blended Family

Money matters can get complicated when two families unite. Planning is key.

time-read
4 mins  |
November 2024
BREAKING UP WITH YOUR BROKER
Kiplinger's Personal Finance

BREAKING UP WITH YOUR BROKER

Be aware of these challenges when you move your money to a new home.

time-read
5 mins  |
November 2024
CHOOSE A MEDICARE PLAN THAT'S RIGHT FOR YOU
Kiplinger's Personal Finance

CHOOSE A MEDICARE PLAN THAT'S RIGHT FOR YOU

Consider your health care needs over the long term as you weigh costs and coverage.

time-read
9 mins  |
November 2024
Keep Faith in These Stocks
Kiplinger's Personal Finance

Keep Faith in These Stocks

IN 1997, I coined the phrase “faith-based investing.” It has nothing to do with religion or with picking stocks at random.

time-read
5 mins  |
November 2024
OUR ESG PICKS ARE THRIVING
Kiplinger's Personal Finance

OUR ESG PICKS ARE THRIVING

Despite an ongoing backlash, our favorite stocks and funds focused on environmental, social and corporate governance issues had a good year overall.

time-read
9 mins  |
November 2024
MONEY MANNERS FOR THE MODERN AGE
Kiplinger's Personal Finance

MONEY MANNERS FOR THE MODERN AGE

The customs for splitting a restaurant check, purchasing a wedding gift, tipping and more have evolved. These guidelines can help.

time-read
8 mins  |
November 2024
ELECTION 2024: POLITICS AND YOUR PORTFOLIO
Kiplinger's Personal Finance

ELECTION 2024: POLITICS AND YOUR PORTFOLIO

Who wins the White House matters—but only at the margins when it comes to your investments.

time-read
2 mins  |
November 2024
YOUR GUIDE TO OPEN ENROLLMENT
Kiplinger's Personal Finance

YOUR GUIDE TO OPEN ENROLLMENT

With health care costs on the rise, it’s critical to select a plan that fits your needs at the right price.

time-read
7 mins  |
November 2024