CATEGORIES

Tax Reforms: What's In Store?

The government is working on reforming the existing Income-tax Act, 1961. The impending reforms have raised many questions in the minds of taxpayers. Will the old regime and deductions be done away with? Will it really simplify your life? What's the need for these reforms? We try to answer these and other questions regarding tax reforms

5 Questions That Will Lead You To The Right Financial Planner

Choosing a financial planner is not as easy as it may seem. Besides the right credentials, you should also consider things like the kind of services you will be needing-tax advisory, estate planning-as well as the fee structure. Here are five questions that will help you choose the right planner

Health Insurance Sub-Limits

Sub-limits in health insurance are restrictions placed by the insurance company on the SP maximum amount they will pay for specific expenses that are part of the total hospital bill.

Delayed Gratification, Humility, Understanding Inflation And Risks Key To Financial Success

The journey to financial success is continuous, requiring patience, education, and disciplined decision-making.

Avoiding Common Pitfalls through Asset Allocation and Multi-Asset Investing

Just as you track the calories and nutrients for a well-balanced diet, you need a balanced portfolio that has multiple assets to balance the risks and returns.

Mutual Funds for Financial Growth

Mutual funds allow you to invest in small amounts and seize the compounding growth, and experts help tackle volatility and asset allocation, making them a potent tool to create wealth.

Multi-Asset Investing is The Financial Equivalent of A Well-Balanced Diet

Just as you track the calories and nutrients for a well-balanced diet, you need a balanced portfolio that has multiple assets to balance the risks and returns.

Theme and Triumph: How Thematic Funds Can Boost Your Bottom Line

Thematic funds target high-growth opportunities in various industries and economic sectors, allowing investors to participate in future-focused segments to generate long-term returns.

Wealth Creation Through SIP - The Slow & Steady Road to Success

For investors seeking to create long-term wealth, SIPS are a powerful tool that enables regular, disciplined investments to generate compounding returns.

Tuition Fee Varies Among Countries

I am 22 years old and have recently started working in a software company.

Thematic MFs: Timing Is The Key

Most investors get into a theme when it is giving good returns, as they don't want to miss out on the rally. However, the key is to have a contrarian approach

Customise Your Portfolio To Align It With Retirement Goals

While a mix of equity and fixed-income assets is critical for inflation-proofing, customising the portfolio around 50 would help align it with retirement goals.

UPS OR NPS: WHICH ONE SHOULD YOU CHOOSE?

The government has announced the Unified Pension Scheme for central government employees, who will get a one-time option to switch to it. We help you decode which one you should choose between UPS and NPS

Here's How To Save Capital Gains Tax

In India, capital gains tax is charged on profits gained from the sale of assets, such as stocks, bonds, real estate and other investments.

World Investor Week 2024: Empowering Investors For A Future-Ready India

World Investor Week 2024 is not just a celebration-it's a call to action for investors across India to engage, educate, and empower themselves.

Dynamic Yet Balanced

Equity market is at historical highs and some investors are sitting on the fence to deploy cash in the market.

Taxation On MFs After Budget

The Union Budget 2024-25 brought some changes in taxation with regards to certain categories of mutual funds. Here's how your taxation will be affected after the change

'Markets Will Moderate, Not Collapse Into A Bear Zone Anytime Soon'

With Indian markets at an all-time high after dithering slightly post the general elections earlier this year, it is interesting to find out how long will the bulls keep running. Shankar Sharma, founder of GQuant and First Global, shares with Nidhi Sinha, editor, Outlook Money, as part of the Wealth Wizards series, why being called the 'Big Bear' of the Dalal Street is a cliché, that we are not going into a bear market anytime soon and what his investment mantra is

MOHNISH PABRAI'S Lessons In The Dhandho Of Investing

Indian-American investor Mohnish Pabrai draws heavily from Warren Buffett's investing philosophy, but he uses real-world scenarios, such as the Patel community's business in the US to make his investment principles appeal to a wider audience. We get into the details of Pabrai's investing philosophy to break it down for you

Here's How To Claim Tax Refund If You Missed The ITR Deadline

The Income-tax Act, 1961, allows the refund of any excess income tax deducted on your income beyond your actual tax liability.

26 Spiels You Should Not Fall For

We have a list of 26 traps that you should avoid in your journey to creating wealth

Unified Pension Scheme

The Union Cabinet approved the Unified Pension Scheme (UPS) on August 24, 2024, guaranteeing 50 per cent of the salary as assured pension for central government employees.

Unlocking Financial Freedom with Freedom SIP: A Beginner's Guide

Freedom SIP is the smartest way to finance your retirement because it allows you to ride the compounding rocket to build wealth, even by investing a small monthly sum.

Asset Allocation Strategy to Safeguard Against Market Fluctuations

Invest in different asset classes, such as equities, debt, gold, etc., so that if a particular segment doesn't perform in a given situation, others will come to the rescue.

The Role of Asset Allocation in Investing

A proper mix of asset allocation that aligns with investor's goals is key to the portfolio's long-term performance and reaching milestones.

Why Retirement Planning is Crucial in Life

Retirement planning is the key if you want a financially secure life in your sunset years.

IS SENIOR HOUSING FOR YOU?

Many seniors have taken refuge in senior living facilities in their twilight years as their children have moved abroad. While that may help them ward off boredom, they often come at a huge cost

WITH OR WITHOUT INDEXATION: WHEN DO HOMEOWNERS PAY LESS?

Calculating taxes under both methods-considering inflation and property appreciation-can yield a more precise result

Flexing Its Way Across Market Cycles

Very few funds meet investors' expectations of delivering superior returns across market cycles, and HDFC Flexi Cap Fund is one of them.

WHAT IS THE IDEAL NUMBER OF STOCKS TO HOLD?

With the equity market at an all-time high, you might be tempted to ride the bull run and increase your equity holdings. But rather than basing your buying decision on the number of stocks you should own, consider factors, such as your investment criteria and proference