6 Ways To... Balance Your Budget

Feeling the pinch? Knuckle down with these money-saving hacks.

- 

Chances are any resolutions you made at the beginning of 2019 have fallen to the wayside by now. But there’s still time to commit! In fact, the beginning of a new financial year is the perfect time to revisit any goals you may have set for yourself – and your hip pocket.

Here are a few suggestions that can help you save – or make – money and generally improve your overall financial health.

1 I WILL GET MY DEBT UNDER CONTROL

If you have credit-card debt that never seems to go away, ensure you’re making more than the minimum repayments in order to get ahead. If you think clearing your debt will take a good while, consider taking up a balance transfer offer. When comparing these offers, make sure you find out if you’ll be up for a balance transfer fee, what the interest rate reverts to when the honeymoon period is over and if an annual fee applies.

2 I WILL SPEND LESS THAN I EARN