Business
Investors India
Existing investors should book partial profits, new ones should enter gradually
Gold prices have soared to record highs in 2025 - recently breaching $4,379.44 per ounce globally and ₹1.30 lakh per 10 grams in India. This meteoric rise (about 63 per cent gain in 2025 in India) has made gold one of the year's best-performing assets. The question before Indian retail investors is: Should they buy or sell gold at these levels?
5 min |
November 2025
Investors India
ASK THE EXPERT
Q. I will be retiring from my private service on 31st March 2026. I have accumulated more than Rs. 2 Crores in my EPF Account on which I am earning tax free interest. Can I continue to contribute to my PF Account even after retirement? Can I withdraw my PF balance in monthly installments? Please guide me. G R Ahuja, Gurgaon
4 min |
November 2025
Investors India
Festive spending hangover: How to overcome post-Diwali debt
Festive celebrations like Diwali and Dhanteras often spark a shopping frenzy in India. Many middle-class consumers end up splurging on gifts, gadgets, gold, or home makeovers – frequently by swiping credit cards or taking on easy EMIs. Once the festivities fade, the reality of piled-up debt sets in. By following a strategic approach, such borrowers can regain financial balance
3 min |
November 2025
Investors India
Why every young parent needs a child plan for kid education and life security
Education is one of the most important things parents desire to provide their children. Every parent dreams of giving their child the best education, the best start in life, and a future full of opportunities. But with the rising cost of education and life's uncertainties, it is not always easy to ensure those dreams come true. That is where a child insurance plan come in. They help parents save for their child's future while also offering life cover and tax benefits.
3 min |
November 2025
Investors India
Top 5 investment questions young investors struggle with
When they first begin investing, young investors frequently run into a number of problems. It might be difficult to know where to start with so many alternatives and contradicting opinions. Should they buy stocks or mutual funds, invest or save, take chances or play it safe? Confusion is increased when short-term aspirations and long-term objectives are balanced. Early awareness of these typical obstacles enables young investors to make better informed and self-assured financial decisions in the future.
5 min |
November 2025
Investors India
Mutual Fund
MF trustees will play an even more strategic role by balancing innovation with integrity
4 min |
November 2025
Investors India
Interview Questions and Answers – Tata AMC at GIFT City
1. Global Positioning vs Competitors
3 min |
November 2025
Investors India
BORN TO WIN!
\"Every child is a new thought of God\" (Upanishads). We must recognize that nobody else is like us. No one else has exactly our family background and experiences. No one else has our fingerprints, our voice or our genetic code. No one else has our brain, talent, capability and skill. We are unique. Hence, we must do something remarkable in our life. We must feel that we have come into this world for some specific purpose. We should know our value. Each one of us is sort of a rough diamond. It just needs to be dusted off and polished. Every man / woman is a son / daughter of God. \"Me and my Father are one\" (Bible). Hence every person is created by God to succeed in life.
5 min |
November 2025
Investors India
India's Investment and Spending Power: Fueling Growth and Self-Reliance
India's growth story in 2025 is increasingly powered by the strength of its own people - their investments, spending habits, and confidence in the nation's future. Despite global volatility and economic uncertainty, India continues to show resilience driven by internal demand and domestic capital. The mutual fund industry offers a strong example of this shift.
1 min |
November 2025
Investors India
Insurance News
1. IRDAI issues new fraud control rules for insurers and distribution partners
1 min |
November 2025
Investors India
The era of indiscriminate rallies is over
Now that we have at least turned back the cycle in favour of fundamental characteristics such as Earnings and Quality of businesses explaining most of the performance vs rapid valuation expansion explaining most of the price performance specially between 2023-24. I thought it's the right time to get this message out to all of you.
2 min |
November 2025
Investors India
How SWPs help retirees and investors earn regular income
A Systematic Withdrawal Plan (SWP) allows investors to regularly withdraw a set amount from mutual fund investments, providing a consistent income stream. Ideal for retirees and those seeking cash flow without redeeming entire investments, SWPs offer tax advantages.
2 min |
November 2025
Investors India
Silver ETFs Rally: Can the Shine Last for Retail Investors?
Silver has been one of the strongest performing assets of 2025.
2 min |
October 2025
Investors India
All That Glitters, Is Now Gold!
17th September was very important for Gold. Why? It was the Fed policy, that gave markets exactly what they wanted. Markets had already priced in 25bps of rate cuts from the Fed and this probably explained why both US equity markets and Gold barely witnessed a reaction post a dovish Fed policy. The Fed policy indicated two more rate cuts for 2025 and four more into 2026. And this, for now, tells us that Gold has probably entered its fifth phase of price appreciation. However, one must remember that macros are very dynamic, and markets are constantly reevaluating their thesis with every macro data release. Therefore, any change in the Fed views or any strong risk-on moves in equities could, over the course, have some moderating impact on gold appreciation.
2 min |
October 2025
Investors India
Invest In REITs If You Need Regular Income
Real estate investment trusts (REITs) are currently in the news as the Securities and Exchange Board of India (Sebi) Sebi has reclassified them from hybrid to equity instruments.
3 min |
October 2025
Investors India
Diversification Made Simple: Multi-Asset Allocation Funds and Why UTI's Fund Stands Out
In today's uncertain economic landscape, shaped by fluctuating interest rates, geopolitical uncertainties, and volatile equities, investors seek strategies that balance growth with stability. Multi-asset allocation mutual funds offer a practical solution, providing diversified exposure to equities, debt, commodities like gold, and alternative investments such as REITs or InvITs through a single portfolio. By doing so, they aim to deliver more stable, risk-adjusted returns over the long term, making them increasingly popular. The appeal of this category is evident: assets under management have surged from just ₹10,612 crore in March 2020 to ₹1.42 lakh crore as of August 2025.
5 min |
October 2025
Investors India
Mutual Fund
1. Nil capital gains tax on transmission of securities to legal heir:
3 min |
October 2025
Investors India
Insurance News
All individual life and health policies are now exempted from GST:
1 min |
October 2025
Investors India
Make Success Your Life's Mantra
The only thing required is to make our thoughts pure and positive. Set goals in your life, only then will God help you. Without setting a goal for oneself, one cannot succeed in life.
5 min |
October 2025
Investors India
ASK THE EXPERT
Q. I am planning to secure my family members by taking a suitable Life Insurance Policy. My age is 40 years and I have two children aged 9 and 11 besides my wife who is homemaker. My current annual income is Rs. 30 Lakhs. Your local Chandigarh office is recommending me to consider TULIP. Please guide me properly. Ravinder Jeet Singh, Chandigarh
4 min |
October 2025
Investors India
"Combining well-designed mutual funds with insurance, pensions, and structured loans is far more effective than chasing performance alone"
Being financially happy is easy. Wanting to be financially happier is difficult
5 min |
October 2025
Investors India
RBI Holds Rates, Unleashes Reforms To Unlock Credit And Growth
The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.5% following its three-day Monetary Policy Committee (MPC) meeting chaired by Governor Sanjay Malhotra. While the decision to maintain the status quo on interest rates reflects a cautious approach amid evolving inflation dynamics, the real headline lies in a series of structural and credit-related reforms aimed at making India's financial ecosystem more agile and growth-friendly. In an effort to boost exports and simplify foreign exchange processes, the RBI has extended the repatriation period for foreign currency held in IFSC units from one month to three months and lengthened the payment window for merchanting trade from four to six months.
1 min |
October 2025
Investors India
How Unit-Linked Insurance Plans Protect Your Family and Build Wealth for Goals
A Unit Linked Insurance Plan (ULIP) integrates life insurance and investment, providing both financial protection and wealth creation.
5 min |
October 2025
Investors India
How Life Insurance Plans Can Help Secure Your Children's Financial Goals
Most parents’ top priority is to save for their children.
3 min |
October 2025
Investors India
The Conglomerate Code: Building Legacy Through Diversification
Across the globe, conglomerates have long played a pivotal role in shaping national economies - manifesting in diverse forms shaped by their historical contexts and business culture.
5 min |
September 2025
Investors India
Simplicity works!
All of us have questions around the investment landscape. It can often feel overwhelming.
2 min |
September 2025
Investors India
Why skipping health insurance can cost you more than you think
Purchasing health insurance is crucial for effective financial planning, but many people overlook it due to common misconceptions. Medical emergencies can occur anytime, anywhere, and it’s essential to be prepared to cover rising hospital costs before damaging your investment portfolio. Avoid taking chances when insuring against medical needs. Here are five myths that may deter you from making an informed decision about health insurance.
5 min |
September 2025
Investors India
Mutual Fund
1. Investment advisors gets nod to use liquid and overnight funds
1 min |
September 2025
Investors India
Insurance News
1. SEBI proposes increasing anchor reservation for insurers and pension funds
1 min |
September 2025
Investors India
Should You Invest in A Fund-Of-Funds?
In recent times, mutual fund houses have been launching a large number of fund-of-funds (FoFs). Let us try to understand what FoFs are, and whether you should consider investing in them.
3 min |