CATEGORIES

Stay Aware Of Your Recency Bias

LARISSA FERNAND writes on the mindset of investors and their relationship with money

Push To Infra, Green Energy, Innovation

The market's reaction to the Interim Budget was expectedly neutral. However, there were some announcements that are likely to have a long-lasting effect. The government's emphasis on infrastructure spending, green energy and innovation, including inviting the private sector to participate, will boost these sectors

Status Quo: Govt's 10-Year Report

The FM referred to income tax reforms such as the new simplified tax regime, filing of updated tax returns, introduction of Form 26AS, prefilling of tax returns, and more

Section 80C: Hoping For More

There isn't much in the offering for taxpayers when it comes to Section 80C benefits. For long, the limit has remained fixed at ₹1.5 lakh, though average income has grown manifold

IN THE INTERIM

In keeping with the convention, the Finance Minister announced no changes to the tax slabs or rates. All eyes are now on the upcoming general elections and the Union Budget later this year

Why Is It Important To Start Planning For Retirement Early?

Retirement planning works in your favour if you start early. The monthly investment required to build the desired corpus will be much smaller because a longer term will allow the money to compound

'Watch For Auto, Rural Consumption Sectors In Election Season'

The market has been on a roller coaster for most of 2023. But in December 2023 when the Sensex crossed the 70,000 mark, it brought a welcome positive end to the year.

Insurance Policies, Surrender Process Need To Be Simpler'

After taking over the reins of ICICI Prudential Life Insurance as CEO and MD in June 2023, Anup Bagchi has been heard talking about making life insurance simpler, which is a big positive for policyholders. In an interview with Nidhi Sinha, Editor, Outlook Money, he talks about how simplifying insurance will help people buy the right product, curb mis-selling and reduce the possibilities of early surrender. Edited excerpts:

Why ELSS Still Merits A Place

ELSS can create wealth in the long run due to its equity component. But the new tax regime could dent its popularity as investors use ELSS for tax-saving rather than for investment

How Ulips Compare With MFs

It's generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have relatively higher charges than MFs

GAMES AGENTS PLAY TO MIS-SELL ULIPS

Some distributors and agents use spiels such as promising returns comparable to mutual funds to emotional manipulation to mis-sell Ulips. Here's how to watch out for the red flags

LEMONADE FROM LEMONS

Lemon Tree Hotels is India's largest hotel chain in the mid-priced hotel sector.

PROFITABLE TRADER

IndiaMART stands as India's premier online business-to-business (B2B) marketplace.

ENGINE DRIVE ON A ROLL

Harsha Engineers is the largest manufacturer of ball bearing cases in India, supplying to each of the top six global manufactures of bearings.

The Hunt For Value

Indian equities are thriving amid a robust economic upswing as the country heads into an election year, which could unveil untapped for investors opportunities

How To Teach Money Concepts To Children

In a recent webinar, experts said having conversations and applying innovative ways can help teach children about money concepts

Take the 31-Day December Challenge to Reset Your Financial Life

As the New Year is on its way, it's time to reset your money habits and chart a new path towards financial success.

WHY DEBT ASSETS MATTER

Investing in debt assets cannot be ignored in the process of retirement planning, as they balance out the risk that equity-oriented instruments may carry. The key is to achieve the right asset allocation

Gifted Or Earned, It's Your Money

We often tend to splurge money we receive as a gift, and spend judiciously when it is earned. But money is just a tool and is not supposed to have labels attached to it

Keeping It Largely Stable In Stress

Large-caps provide stability, liquidity, especially in times of stress when mid-and small-caps may find it difficult to deliver. This is what makes them a safe bet for most investors

Know Your Hybrid Funds

Pure play equity and debt funds are staple, but you could also invest in a hybrid fund from the six categories defined under the Securities and Exchange Board of India regulations

WHAT IT TAKES TO OPEN A HOMESTAY

Dive into the captivating tales of entrepreneurial spirit as individuals transform their homes into thriving homestays. From picturesque getaways in Ravangla to urban havens in Kolkata, discover the secrets behind turning dreams into successful hospitality businesses

Does Your Travel Insurance Pack In Adequate Health Coverage?

Though health insurance is usually a part of a travel policy, check if it covers pre-existing diseases or not, as medical costs in some foreign destinations can be inhibiting

Old Age Travel Travails: Things To Check Before You Hit The Road

For seniors, travelling is more than just an experience. They need to ensure the destination is suitable to their health and other requirements. We have a checklist

Wow Your Wanderlust

If you are getting ready to pack your bags this travel season, we've got you covered. We not only have recommendations on destinations but also all the information, right from the details of the flight, accommodation, places to see, the local delicacies and how much the trip will cost you

How Changing The Expenses Changes Your Life

One can easily tackle financial troubles by streamlining spending patterns and cash flows and, when required, seeking professional help for the right investment strategies.

10 Stocks To Light Up Your Portfolio

With corporate earnings soaring and domestic investors growing wiser, there is a feast of opportunities waiting for investors this Diwali even amid geopolitical tension that has led to volatility. We bring you 10 exclusive handpicked stocks by top brokerages that you may consider to light up your stock portfolio

What Makes Investors Resilient

Having adequate savings and protection, along with liquidity to ward off emergencies, will help

Active Vs Passive Investing: Which One Suits You More?

Active and passive funds have their own unique advantages, so instead of ruminating over what to pick, investors can keep both in their portfolios to get the most from the two.

WHO INHERITS PARENTS' DEBT?

While legal heirs are not automatically saddled with their parent’s debts, the complexities of inheritance and debt settlement demand careful consideration