Insuring Your Senior Days Adequately

- Nirmala Konjengbam

We are always reminiscing about our past... how we could cover that five kilometer jogger’s stretch without breaking into a pant. But time as we know waits for none, and one will age. Although ageing brings forth its own beauty, it also brings in many health problems. But if sufficiently covered, one has nothing to worry about. However, there are certain factors to consider before opting for a senior citizen health plan.

Similar to all investment procedure, it is a fact that you will have to choose a plan as per your need and requirements. The myth that a family floater plan is sufficient to cover all the family members continues to prevail.. well, it is not. With age, our body needs more medical attention than a 25 yearold’s and a single family floater will be completely drained in case of the medical attention meted out to our aged parents. Therefore, a separate healthplan for our parents is a must. It is understandable that the policy terms are pretty hard, but it is necessary to understand the policy in its entirety for a smooth claiming process.