12 Months In Money

So what if you haven’t stuck to your New Year’s savings resolution? It’s never too late to kick off a new season of financial freedom.

MAY

Future-proof your finances

Setting personal targets is the key to financial success. Whether it’s a new pair of Ray-Bans, a Greek-Islands getaway or a deposit for a house, an app like Wally or Goodbudget (available for free at the Google Play and Apple App Store) can help you set, plan and track your saving progress.

JUNE

Score a better deal

Instead of hitting the GSS sales, make June get-a-better deal month. Start by switching up your everyday bank account to one that offers a better interest rate and watch the savings stack up.

JULY

Protect your goods

Singaporeans lost more than $500,000 to cybercrime in 2014, and as we move to an increasingly cashless future, beef up your financial security by changing your banking passwords and checking your credit records. To get a personalised credit report, visit MAS approved credit bureaus like Credit Bureau (Singapore) Pte Ltd and DP Credit Bureau Pte Ltd.

AUGUST

Be your own financial guru