You have probably seen plenty of money management articles, but how many of them actually sound like fun? Indeed, too many of them throw up mind-boggling figures and concepts that usually involve self-deprivation, and promise to eventually lead to that dream house or retirement at the age of 60.
The good news is that there is a simpler way to build your personal stash – no working through complicated figures, or hunkering down and denying yourself basic pleasures.
Making simple changes to your mindset and lifestyle can still set you on that saving path. So here is our little cheat sheet.
1 Shopaholic On-a-budget
Shop smart and shop well. Consolidate your beauty, fashion and gifting purchases, and wait for major sales – the ones to look out for are Black Friday, 10.10 (Oct 10), and 11.11 (Nov 11). Remember to use cash back credit cards and shop via cash rebate apps such as Shopback. For designer items, think off-season or pre-loved designer items from curated sources such as The Fifth Collection, Style Tribute or Reebonz.
Instead of shelling out topdollar when you have a big event, consider renting from Rentadella, paying a monthly subscription for access to a stylish wardrobe at Style Theory or The Treasure Collective, or swopping items at Swapaholic.
2 Leverage Your Network
Esta historia es de la edición April 2021 de Her World Singapore.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
Ya eres suscriptor ? Conectar
Esta historia es de la edición April 2021 de Her World Singapore.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
Ya eres suscriptor? Conectar
What Are Some Watches That Double As Pieces Of Art?
The Bvlgari Fenice High Jewellery watch is a spell-binding expression of the Italian jeweller's audacious aesthetic.
Getting To The Seoul Of K-Beauty
The days of complex 10-step skincare routines may be behind us, but K-beauty's skin-first approach continues to dominate markets worldwide. Here's a closer look at the phenomenon.
My Super Power Is Saying No
It's 2009, and some 1.67 million Singaporeans are tuning into the two-hour finale of the hit Chinese language series The Little Nyonya, transfixed by the multi-generational saga of three Peranakan families.
New York State Of Mind
Inspired by the Big Apple, Coach's new Times Square Tabby is an amalgamation of the city's love stories, both old and new.
Building Safer Workplaces
As an increasing number of workplaces are understanding the importance of mental health, we ask three leaders what it will take to move the needle to create environments where we can speak up, challenge the status quo, and have our needs met.
What Beauty Routine Should You Follow If You Have Eczema?
Quinn Chen, co-founder of Singapore beauty brand, Ice's Secret, answers.
A Mid-Career Change Is Not A Crisis
A mid-career switch, while daunting, can be the key to unlocking a more fulfilling and aligned professional life.
It's Cool To Get Cold
Ice baths are popping up around Singapore, waiting for you to take the plunge.
Will joining a breast cancer support group help me with my healing journey?
Emily Goh, senior medical social worker, answers.
PASSION FOR A CAUSE
Rebellion of the academic sort - runs in Anna Yip's blood. The deputy CEO of Singtel Singapore tells us how self-love, confidence, and a passion for tech guide her as she leads one of the nation's most established telecommunications companies into the future.